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Onchain Savings Circle

Run a rotating savings circle with transparent rules in a smart contract.

Advanced26h2–3 people17/20 fit
TL;DR

Build Onchain Savings Circle for community savings groups in ~26h with 2–3 people. Stack: Solidity + Foundry + Wagmi.

Why it wins: Brings a traditional finance practice onchain.

Build flow

01 · Problem
Informal savings circles depend on trust and break when someone defaults.
02 · Solution
Members deposit stablecoins each round, a contract pays out in rotation and tracks contributions, with collateral to discourage default.
03 · Build
  1. 1Write the contract
  2. 2Test with Foundry
  3. 3Build UI
  4. 4Simulate rounds
04 · Demo
Run three rounds on a testnet with four wallets.

MVP checklist

  • Rotation payouts
  • Contribution tracking
  • Collateral
  • Member dashboard

Tech stack

TechRole
SoliditySmart contracts
FoundryContract testing + deploy
WagmiReact wallet hooks

Reference repos

Open-source projects you can build on. Links checked 2026-10-31.

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