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UPI SMS Spend Categorizer

Turn bank and UPI SMS alerts into a categorised monthly budget.

Beginner10h1–2 people17/20 fit
TL;DR

Build UPI SMS Spend Categorizer for students and young earners in india in ~10h with 1–2 people. Stack: React Native + Regex + Charts.

Why it wins: Highly relatable for Indian users.

Build flow

01 · Problem
Small UPI payments add up but are hard to track.
02 · Solution
Parse exported SMS alerts on-device, extract amount, merchant and date, categorise and show monthly trends with alerts.
03 · Build
  1. 1Collect sample SMS formats
  2. 2Write parsers
  3. 3Categorise merchants
  4. 4Chart spending
04 · Demo
Import a month of SMS alerts and show the category chart.

MVP checklist

  • SMS parsing
  • Auto categories
  • Monthly charts
  • Overspend alerts

Tech stack

TechRole
React NativeMobile app
RegexTooling
ChartsData visualisation

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